Our Expertise
Clayton Capital is a specialised finance brokering company with access to over 50 lenders, offering tailored mortgage solutions. Our team is dedicated to understanding your unique financial situation and goals, crafting customised mortgage strategies, and implementing effective solutions that propel you towards your financial goals.
With a highly skilled team, we ensure fast approvals and competitive rates, providing the best options available in the complex mortgage market. Trust our expertise to guide you seamlessly through every step of the mortgage process.
What We Offer
Explore our comprehensive range of lending solutions designed for every stage of your journey and tailored to specific financial needs.
Residential Property Loans
We secure residential property loans with optimal interest rates tailored to your personal circumstances.
Commercial Finance
We provide guidance and solutions for cash flow finance or commercial property purchase needs.
Property Development Funding
We assist clients with developments of varying scales, from apartments to townhouses and more.
Refinancing
We assist with property investment refinancing, guiding you to the best options available.
SMSF Lending
We help utilise your SMSF efficiently to invest in properties and grow your wealth.
Asset / Equipment Finance
We assist with financing new machinery or vehicles to support your business needs.
Why Choose Us
Experience, Expertise and Exceptional Results
At Clayton Capital, your success is our priority. We provide tailored financial solutions, expert finance brokering guidance, and unwavering support because we believe we succeed when our clients succeed.
Personalisation
Flexible, tailored solutions for diverse financial goals
Diverse Lender Options
A vast lender network to find the perfect fit for every situation
Client Relationship
We are client-focused, prioritising relationships over transactions
Seamless Process
In-depth knowledge of banking processes ensures faster approvals
Outcome Orientated
We focus on your long term financial goals so you don't get stuck
I'm not your ordinary finance broker...
Michael Rengarajah
Managing Director
Licenced Finance Broker
Prior to founding Clayton Capital, I worked in multiple distinguished roles in Private and Commercial Banking across Westpac, HSBC and Commonwealth Bank.​
I truly understand the inner workings within a bank and have formed a large network of personal and professional contacts throughout my career within banks across Australia. This gives me an edge over other brokers in the market to get even the most complex deals across the line in a timely manner.
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In addition to my qualification as a licenced finance broker, I also have a Masters in Professional Accounting and a Masters in Science. I enjoy learning and understand numbers. I’ve proven time and time again to be a great problem solver for my clients.
Our Impact
At Clayton Capital, we believe in transparency and commitment to our clients. Below you’ll find key statistics that reflect our dedication to helping individuals achieve homeownership. If you have any questions, please don’t hesitate to contact us today.
50+
Lenders Accessible
100%
Client Success Rate
15+
Years of Experience
2 weeks
Avg. Loan Approval Time
Our Process
Our specialised finance brokering company offers a wide range of professional services tailored to meet the unique needs of homeowners. From first-time buyers to experienced investors, we provide expert guidance and solutions to help individuals secure their dream home.
Initial Consultation
Understand your financial goals and circumstances.
Research & Recommendations
Identify the best loan options from over 50 lenders.
Loan Application Preparation
Assist with document collection and submission.
Lender & Client Communication
Liaise with lenders to manage queries and expedite approvals.
Loan Approval
& Offer
Present the loan offer, explaining terms and conditions clearly.
Settlement Process
Coordinate with all parties to ensure a smooth settlement.
Ongoing Support
Provide continued assistance with loan reviews and refinancing
Success Stories
"Clayton Capital exceeded our expectations with their personalised finance solutions and industry knowledge. They have been a true partner in our journey towards homeownership."
Jen
"The expertise and professionalism of the Clayton Capital team are unparalleled. Their tailored guidance and hands-on approach have been instrumental in allowing us to purchase our dental clinic and start our business."
Michelle
"I highly recommend Clayton Capital for their exceptional finance services. Their commitment to client success and ability to deliver tangible results make them a valuable asset for anyone looking to refinance and reprice a large portfolio."
Steven
"Partnering with Clayton Capital was a game-changer for our investment journey. Their tailored insights and collaborative approach have enabled us to overcome challenges and seize great investment opportunities."
Seth
Meet Our Experts
Our team of mortgage experts consists of seasoned professionals with diverse backgrounds and a shared passion for empowering individuals. Together, we bring a wealth of knowledge, expertise, and creativity to every mortgage journey, ensuring innovative solutions and exceptional service
Michael Rengarajah, Managing Director
Michael brings over 15 years of industry experience and a deep understanding of the lending landscape. Passionate about helping clients achieve their property and financial goals, he leads the business with a strong commitment to personalised service, transparency and long-term success. Whether it's a first home, investment property or complex lending structure, Michael's strategic insight and relationship-driven approach ensure tailored solutions that deliver real results.
Lawrence Banh, Client Services Manager
Holding a Bachelor of Commerce and Finance, Lawrence has developed deep technical expertise within the finance broking industry with expertise in complex residential, self-employed, first home buyer and medico lending. He also has strong experience in commercial, construction, and development finance, with a deep understanding of deal structuring and lender requirements. He provides proactive support, clear communication, and dependable follow-up. Clients appreciate Lawrence’s friendly approach and dedication to keeping the process smooth, simple, and stress-free.
Lochlan Noble, Client Services Manager
Originating from a strong science background, Lochlan is able to translate holistic insight, unique problem-solving and analytical approaches within the Finance and Lending Industry. Lochlan is known for his calm professionalism and deep understanding of the loan process. Lochlan is driven by the goal of helping clients feel confident and informed, ensuring that every lending journey is handled with care and efficiency.
Supporting Local Grassroots Sports
At Clayton Capital, we believe strong communities start with opportunity and support from the ground up. That’s why we proudly sponsor a number of grassroots sports teams, helping kids and young adults stay active, build confidence, and learn the power of teamwork.
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From weekend cricket matches to early morning soccer trainings, our commitment goes beyond business - we’re invested in the future of the communities we serve.
Stay Connected
334 Highbury Road,
Mount Waverley, VIC 3149
+61 431 479 327
